Matt Curtis Real Estate

March 10, 2009

On the Job with Matt Curtis – Huntsville Times

I was honored to have the Huntsville Times interview me in their featured on the job interview in the Sunday Edition. View the attached photo for the article.

January 11, 2009

BRAC Update

The Huntsville Times recently reported an update on the progress of the BRAC transfer by interviewing Joe Ritch (Tn Valley BRAC Executive Committee Chairman).

Here’s the stats:

-4700 new positions added by the end of 2011

-700 of those positions were moved here in 2008

-Only ~ 240 BRAC posts are expected to be moved here in 2009.  Ritch commented on 2009 moves by saying, “They now have filled up any available space where they can put people on a temporary basis,” he said.  “The next thing is, we’ve got to have completed buildings in order to accomodate them.” In 2008, construction started on MDA’s 840,000 square foot addition to the Von Braun Complex. Construction also began on the 400,000 square foot Material Command headquarters, which will host ~ 1325 AMC positions and ~ 360 Security Assistance Command jobs.

-There’s been a total of ~ 1600 positions moved to Redstone since 2006.

-The majority of the positions are scheduled to be here in 2010 and 2011, with nearly 1900 positions in 2010 alone!

……Just another reason why 2009’s Buyer’s Market is the time to build your dream home, unless you like competing with 1900 other home buyers……

Matt Curtis
Senior New Home Sales Professional
NHSP of Year – 2007 & 2008
Woodland Homes
256.990.7564 (c)
256.721.9255 (f)

December 19, 2008

Buyer’s Market = Smart Buyers

Filed under: 1 — mattcurtisrealestate @ 3:42 am

Human emotion creates opportunities for individuals who can make purchasing and investing decision logically. It’s always amazed me that people in general are unafraid to make investments when the market is reaching its peak, and become fearful when the market is near its bottom. It’s a natural law to the universe. We as individuals have the opportunity to decide which side of the coin we want to invest our money on, when everyone else is competing against the same commodity (whether it be stocks or real estate), or when you can name your reasonable price. History shows us that those who go against the flow reap huge rewards.

To better serve my clients, I constantly read, listen to CDs, and attend seminars. One of the books I am reading now is called, “Shift” by Gary Keller. This book is written for real estate agents to help them make good business decisions during slow downs and to ultimately grown your business. There’s a section in the book on the irony of the buyer’s market. I want to share with you a couple of quotes from the book, that I think will be helpful in evaluating whether this is a good opportunity to invest in real estate.

-”It’s a buyer’s market. By its very name it means buyers should be doing one thing and one thing only – buying.”

-”With so many homes for sale, too many potential buyers buy into the biggest myth of a shift – they think that they can time the market. Believing in this myth results in a false sense that the buyer has all the time in the world. This fixation on finding ‘the greatest deal ever’ clouds their thinking and causes many to miss out on the great deals that are possible.”

-…”the only way to know a market has bottomed or topped out is after it has. In other words perfect timinig is luck.”

-”People who buy in a buyer’s market are the smart ones…..They know they can’t predict the end of a bust, but they can see when a market has fallen considerably.”

-”Has the market dropped enough now to make a sensible purchase? More often than not, when they’re asking this question they are already in the safe zone.”

Some wise words from one of the nations top real estate entrepreneurs. I’ve helped a lot of people (49 to be exact) go against the flow this year. If history repeats itself, they’ll be glad they did.

I helped an investor find a “steal” last week. Here’s what he had to say about the opportunity in the market: “Matt, this is exactly the type of investment we have been looking for. Outstanding job! Thank you for keeping an eye out for us and yes, we will definately provide you referrals.”

November 8, 2008

Alabama Home Sales Data for August 2008

The Alabama Center for Real Estate (of The University of Alabama) released it’s monthly housing report for August 2008. For the state, we saw a modest price increase of 3.34% from $163,119 to $168,572. However, sales slowed state wide including in the Huntsville area. There were 789 homes purchased in Huntsville in August 2008 versus 983 homes purchased a year ago. The average days on the market state wide increased 15 days from 116 to 131 days. The largest concern came from increased monthly supply from 7.7 months to 10.5 months.

The Huntsville market is seeing an increase in supply, particularly in the $400K + range. Future supply could decrease with continued economic expansion, BRAC transferees, and a decrease in the supply of builders in the area.

This is a great move up market. I am seeing a lot of individuals take advantage of this market. I personally helped 8 clients find new Woodland Homes last month in October. There were 4 new home owners in Walden Preserve and 4 new home owners in Foxfield, the two areas in which I am the on-site realtor. I attribute this activity to homes being priced below the market.  This is an incredible opportunity to take advantage of market conditions to find the home of your dreams for a price that one could only dream about months ago. Move up buyers can take advantage of this market by pricing their home competitively to gain a tremendous amount of equity in a larger home. My resell business is experiencing similiar results. Home owners who are serious about pricing their competitively are seeing quick sales. Over the last couple of months, I have had 3 homes sell for list price or above. This week, I had a listing bring in 3 offers in 1 day (2 of the offers were list price or above).

Favorable Prices + Favorable Interest Rates = A Once in a Lifetime Opportunity to Purchase the Home of your Dreams. And if you’re not convinced on the tremendous affect that interest rates have on a home purchase, I have a homework assignment for you. Calculate the payments for a $400,000 home at 6% for 30 years. Now let’s assume, this home decreases in value 5% and rates go up .5% to 6.5%. Now decrease the home value to $360,000 and increase rates 1% to 7%. What is the monthly payment on 30 years for these 3 scenarios? I’ll give you a hint, they’re all within a few dollars (literally) of each other. Here’s a finance calculator for your convenience: http://www.mattcurtisrealestate.com/r_mortgage-calculator_loan.asp

Call me today to find out more information and to begin your dream home search: Matt Curtis 256.990.7564.

October 11, 2008

Madison County Parade of Homes – Fall 2008

Filed under: Parade of Homes — mattcurtisrealestate @ 10:57 pm
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It’s that time of the year again, the Madison County Parade of Homes – Fall 2008.

Here’s the map of the homes that are entered into this year’s parade: http://www.madisoncountyparadeofhomes.com/pages.php?page=04/09/02/6288125

The parade opens up Saturday October 11th and will remain open through Sunday October 19th. Most builders are only open on the weekends. Woodland Homes is open all work to better serve our clients.

Please visit me at the Foxfield Village – one of the highlighted communities in this year’s parade: http://www.madisoncountyparadeofhomes.com/pages.php?page=04/09/02/6271496#FOXFIELD. This community features basement home sites, a 20 Acre Nature Preserve, Resort Style Pool, Clubhouse, & Fitness Center from the $450’s. My builder, Woodland Homes has homes from the 150’s to over 1 Million, so we’re sure to have just what you’re looking for. I’ll see you there!

Please feel free to contact me in regards to your Parade of Homes Questions: 256.990.7564 – Matt Curtis.

Real Estate has become the “Psychological Equivalent of Gold”

Filed under: Investment — mattcurtisrealestate @ 4:31 pm
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We are in an information driven society. One of the ways I serve my clients is by providing the latest ideas and information to help them make informed decisions and investments in real estate.

Realty Times is considering one of the leading information providers in today’s real estate market, which is why I subscribe to this newsletter for my clients.

With today’s uncertainty in currency and the stock market, many investors are looking at tangible investments such as gold and real estate.  This month’s realty times sites the Milken Institute’s advise of investing in gold during economic times of uncertainty: http://realtytimes.com/nl/nlpages46/1homeowners.htm?open&ID=mattcurtis

As your trusted real estate advisor, I appreciate the opportunity to serve you.

Matt Curtis – Senior New Home Sales Professional & NHSP of Year – 2007

October 10, 2008

Is Real Estate a Good Hedge Against Inflation?

Filed under: Investment — mattcurtisrealestate @ 3:37 pm
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There’s a lot of talk and buzz in the market today about inflation. Market experts are concerned that government bailout plans will force the government into issuing new debt (printing more money), which would likely lead to high inflation. I read an article on CNBC that used the term “inflation holocaust:” http://www.cnbc.com/id/27097823.

My financial advisor from Raymond James (who just recently purchased a home from me) and I had a conversation a couple of weeks ago about the risks of high inflation and what he recommended investing in during times of high inflation. One of the recommendations he made was real estate.

During my personal development time, I ran across the following article in the National Association of Realtor’s Magazine: inflation-10_082. This article got me even more excited about the personal investments that I am making in real estate during this time, and I hope it motivates you as well!

Please call me today if you’re looking for a trusted real estate advisor: 256.990.7564

October 8, 2008

Bottom of the Real Estate Market???

I recently attended a training session by one of the top real estate trainers in the country. A question was posed to him, “How do you know when we’re at the bottom of the market?” This is a valid question because everyone wants a good value or “deal,” and no one wants to overpay for anything, let alone one of the largest investments most Americans make.

Here’s the indicators he said we should be looking for to know that we are at the bottom of the market:

1) NAR (National Association of Realtors) reports a slight increase in sales.

2) “Experts” are predicting that there’s no end to the problems in sight, i.e. we’re headed into  a long recession.

Now read, the recent headlines:

1) NAR reports highest level of sells since June 2007: http://www.cnbc.com/id/27083816

2) US Recession: http://news.sbs.com.au/worldnewsaustralia/deep_recession_likely_in_us_imf__559035

Call me today for your bottom of the market pricing: 256.990.7564 or e-mail at mcurtis@woodlandhomes.com.

September 20, 2008

Why Buyers Choose Me

Filed under: Buying a Home — mattcurtisrealestate @ 7:31 pm
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Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Huntsville and Madison area real estate agent, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Huntsville and Madison market, even listings not yet on the MLS, through my professional Alabama real estate affiliations. 

- My expert local knowledge of the Huntsville and Madison area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Huntsville and Madison is no different! It’s my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I’ll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Huntsville and Madison area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

 

Ask me any question about buying a home in Huntsville and Madison. It’s my job to help you! There’s no obligation, and I promise to respond quickly… 

 

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